Fintech, Banking & Regulatory Advisory
Navigating Nigeria's Financial Regulatory Landscape with Precision and Speed
Overview
Nigeria's financial services sector is one of the most dynamic and heavily regulated in Africa. From the Central Bank of Nigeria's licensing frameworks to the Securities and Exchange Commission's capital markets regulations, businesses operating in this space face a complex web of compliance obligations that demand specialist legal counsel.
At Lawberon Legals & Co., our Fintech, Banking & Regulatory practice advises payment service providers, digital lenders, neobanks, investment platforms, and traditional financial institutions on every aspect of their regulatory journey — from initial licensing to ongoing compliance management.
What We Do
- CBN licensing applications — Payment Service Banks, Mobile Money Operators, and Payment Solution Service Providers
- SEC registration and compliance for investment platforms and fund managers
- FCCPC compliance advisory for consumer credit and digital lending platforms
- Anti-Money Laundering (AML) and Know Your Customer (KYC) policy design and implementation
- Regulatory sandbox applications and engagement with the CBN Fintech Liaison Office
- Data protection compliance for financial services businesses under the NDPA 2023
- Cross-border payment structuring and foreign exchange advisory
- Contractual frameworks for fintech partnerships, agent banking, and payment aggregation
- Investment structuring for fintech startups — term sheets, shareholder agreements, and cap table management
- Regulatory crisis management and enforcement defence before the CBN and SEC`
Who This Is For
Our Fintech, Banking & Regulatory practice serves payment companies and mobile money operators seeking CBN licensing, digital lenders and consumer credit platforms navigating FCCPC requirements, investment platforms and fund managers requiring SEC registration, traditional banks and microfinance institutions managing compliance obligations, and foreign fintech companies entering the Nigerian market seeking regulatory clarity.
Why Lawberon Legals & Co.
Nigeria's financial regulatory environment changes fast. New CBN circulars, SEC rules, and FCCPC guidelines emerge regularly — and the cost of non-compliance is severe. Our team tracks every regulatory development in real time and translates it into actionable advice for our clients. We have guided fintech startups from incorporation through to full CBN licensing, and we understand the commercial pressures that come with building a regulated financial business in Nigeria.
Start a Conversation
Whether you are applying for a CBN licence, structuring a fintech partnership, or managing a regulatory investigation, our team is ready to advise. Contact us to schedule an initial consultation.
